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AETNA ADVANTAGE PLANS IN MEMPHIS

Medicare Advantage plansMedicare Advantage plans are extra beneficial plans which are provided by private organisations. These private organisations are certified by the government. The Medicare Advantage plans not only organise your original medicare but also provide benefits like dental services, vision care, chiropractic services, over the counter benefits, meals, acupuncture services, and much more. There are many organisations which compete in this sector, due to which you can avail Medicare Advantage plans at a monthly premium as low as $0. Aetna Medicare Advantage plans are offered all over the United States. The plans, however, differ from region to region. Aetna Medicare Advantage plans offered in Memphis are discussed below.

 

  1. Aetna Honor (Regional PPO)

With an overall rating of 3.4, the Aetna honor plan has a monthly premium of $0. It is a regional preferred provider organisation plan, which lets you choose a healthcare provider of your choice. Since the plan is regional, you would have to choose one within your own region. The plan has an annual deductible of $500, and an out of pocket maximum of $3400. Under this plan, you also have to pay a $10 copay for visiting your primary doctor, and $30 for visiting a specialist. Aetna Honour plan provides added services like dental coverage, oral exams, vision care, hearing services. You are also entitled to fitness, and over the counter benefits. However, the plan does not cover prescription drug services and you have to enrol in a Part D plan separately.

 

  1. Aetna Honor (HMO)

With an overall rating of 4, the Aetna honor plan has a monthly premium of $0. The plan does not have an annual deductible and has an out of pocket maximum of $5900. Under this plan, you also have to pay a $0 copay for visiting your primary doctor, and a $35 copay for visiting a specialist. Aetna Honor plan provides added services like dental coverage, oral exams, vision care, hearing services, and chiropractic services. You are also entitled to fitness, and over the counter benefits. The plan also provides emergency services at a $90 copay, along with therapeutic radiology services. However, the plan does not cover prescription drug services and you have to enrol in a Part D plan separately.

 

  1. Aetna Gold Plus H4461-025 (HMO)

With an overall rating of 4.2, the plan is offered at a monthly premium of $0. This plan has no annual deductible, and an out of pocket maximum of $5900. While visiting a primary care doctor you have to pay a copay ranging $0, and for a specialist, a copay of $45. The plan covers prescription drug services as well and has no deductible. For generic or brand name drugs you have to pay a coinsurance of 25%. It provides Medicare-covered dental benefits, eye exams glaucoma screening, or hearing exams. Along with this it also provides various fitness benefits absolutely free of cost and covers your chiropractic costs as well.

 

  1. Aetna Choice H5216-093 (PPO)

With an overall rating of 4, the plan is offered at a monthly premium of $62. The annual deductible for the plan is $750, along with a maximum out of pocket expense of $6700. While visiting your primary doctor you have to pay a copay of $5, and a copay of $45 for a specialist. The plan also covers your prescription drugs, with a deductible of $150. The deductible is applicable to the preferred drug, non preferred drug, and specialty tier. For generic and brand name you have to pay a coinsurance of 25%. The plan also provides cardiac and pulmonary rehabilitation services, occupational therapy services, as well as speech therapy services. The plan also covers up to 100 days of Skilled Nursing Facility.

 

  1. Aetna Choice R7315-002 (Regional PPO)

With an overall rating of 4.3, the plan is offered at a monthly premium of $99. With an annual deductible of $1000, the plan has a maximum out of pocket expense of $6700. This regional PPO plan gives you the flexibility of choosing any health care provider of your choice, at a copay of $20, and for a specialist a copay of $45. Along with covering in-hospital stay for an acute disease, the plan also covers psychiatric hospital stay at a $0 copay after the fifth day. The prescription drugs are also covered under this plan, with a deductible of $400. It is applicable to generic, preferred brand, non-preferred drug, and specialty tier as well. Extra benefits include vision care, hearing services, over the counter benefits, dental care, and fitness benefits as well.

 

  1. Aetna Gold Plus SNP-DE H4461-022 (HMO D-SNP)

With an overall rating of 4 stars, this plan is offered at a monthly premium of $0. This gold plus plan is Special needs Plan which is specially added for people with particular chronic diseases. Not everybody is allowed to enrol in such plans. If you have a chronic disease like heart failure or end-stage renal disease, you can enrol in this plan. The special needs plan is specifically designed to cater to your needs depending on your particular situation. You have to pay a $0 copay while visiting your primary or specialty doctor. The plan also covers in-hospital stay and several chiropractic services as well. Along with covering the transportation costs, dental services, vision services, hearing services, over-the-counter benefits and fitness benefits are also covered in this plan. The plan also covers all of your prescription drug cost as well, provided you use the in-network pharmacies. The plan also provides preventive and home health care services at $0 copay.